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your "no obligation" information packet:

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No Monthly Mortgage Payments Required. Just pay taxes and Insurance.

No need for a minimum credit score. Retain full ownership of your home, with no effect on your Social Security or Medicare benefits.

Optional payments allow you to control your Cash Flow.

Find out more Questions?

Or call now to speak to one of our senior specialists!

+1 888-676-6510 (Toll-Free)



We at First American Home Loans put our clients' interests above all else and promise a smooth and transparent loan process.

Melvin McCullor

Mr. and Mrs. Melvin McCullor

"The staff at First American Home Loans was very friendly and informative. They took the time to undertand our needs and kept us infomed at all times during the process. Now that our loan is closed, my wife and I both agree that this was the best decision for our family."

  "We have the peace of mind that we will never have to move or make another mortgage payment."

  "Also with the additional cash and savings, we were able to remodel our kitchen and go on a long-overdue vacation!"

What is a Home Equity Conversion Mortgage?

A HECM allows homeowners age 62 and older to enhance their retirement by eliminating their monthly mortgage payment and convert the equity in their home into tax-free* cash. Just pay taxes and insurance.

The Department of Housing and Urban Development (HUD) created the program because they understood that the majority of retirees are on a fixed income. The (FHA) Federal Housing Administration insures the program, guaranteeing seniors are protected.

*Consult a tax professional.

  Pay off credit cards, medical bills and other debts or obligations.

  Get funds for home improvements and build a safety net for unplanned expenses.

Frequently Asked Questions

Do I still own my home
after I am gone?

Yes, you will still own your
home and remain on title.

Are there any financing restrictions?

No, you may sell or refinance
at anytime without penalty.

Will my heirs be able to
finance my home?

Yes, they may pay off the balance and keep the home or sell the property and keep the remaining funds once the balance is paid off.

1748 W. Katella Ave Ste. 204, Orange, CA 92867 NMLS # 197155 Copyright © 2023

Consumer Protection Notice
State Specific Licensing Disclosures

This material is not from HUD or FHA and has not been approved by HUD or a government agency.

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